Money comes in… and suddenly it’s gone. Just like that.
You open your banking app and think, “Who spent all this money? Was it me?” Sounds familiar?
The truth is, we often spend on small things without thinking. One or two items may seem harmless, but over time, they add up. Little expenses here and there slowly empty your account without you realizing.
In a country where every cent counts, it’s time to be honest with ourselves. If this sounds like you, don’t feel bad just start making changes.
1. Buying small data bundles too often
Instead of buying small internet bundles over and over, try getting a bigger monthly package or home Wi-Fi. It might feel expensive at first, but it’s cheaper in the long run. Constantly topping up is wasting money—especially if you’re watching videos or streaming online all the time.
2. Spending money on food because of emotions
Feeling sad? You buy pizza. Feeling happy? You order shawarma. Bored? Ice cream it is.
Ordering food or eating out often might seem fun, but it costs more than you think. Delivery fees, extra sides, and soft drinks add up fast.
Try cooking at home, meal prepping, or learning to make your favorite food yourself. It’s healthier for your wallet too.
3. Spending to fit in
You see someone with new sneakers, and you buy them too even if rent is due. You book a fancy trip because an influencer posted about it even if you have no groceries.
Trying to keep up with others, especially on social media, can make you broke and stressed. It’s okay to enjoy life, but ask yourself: “Am I doing this for me, or to impress others?”
Sometimes just admiring from a distance is enough.
4. Paying for subscriptions you don’t use
Netflix, Spotify, Apple Music, Showmax, YouTube Premium, and more. You may be paying for multiple services but only using one. Some people even forget they subscribed!
Check your subscriptions. Cancel the ones you don’t use. Or share accounts with family or friends. There’s no need to pay for things you’re not using.
5. Using Bolt/Uber too much
Ride-hailing apps are convenient, but using them too often is expensive. A few rides here and there, and you’ve already spent more than your weekly food budget.
Yes, public transport can be tough, but it’s way cheaper. Try walking short distances, carpooling, or using a bus or taxi when possible.
Being able to move around is nice. But being broke isn’t.
CONCLUSION:
The way you spend can make your life harder or easier. Be smart with your money. Cut back where you can. Spend with purpose, not just habit.